5 Reasons to Take a Defensive Driving Course

5 Reasons to Take a Defensive Driving Course

by: John Mancini

If you or someone you know and love drive or ride in a car, then you know the importance of being able to drive defensively. Defensive driving courses are so important for so many different reasons. Driving defensively allows you to appropriately react to a multitude of situations in time to save the lives of everyone around you. Taking a course in defensive driving will help you to become a safer driver. 1- When considering taking a defensive driving course, it is important to research the options that are available to you. The most common type is the still the traditional, classroom type course. However, with today's technology classes are becoming popular both as online and correspondence courses. 2- One of the most popular reasons to take this type of course should be to improve your driving skills, to increase your chances of not being involved in an accident. Reality, however, proves that the most common reason to participate in a defensive driving course is that it is court ordered. Many times the court will require a driver take a driving course in place of fines or jail time for a driving infraction. 3- Another reason to take a course of this nature is to reduce auto insurance rates. Most insurance companies offer a discount for taking and completing a driving course. The amount of the discount varies among insurance companies, but will be between 2-10% on average. Call your personal auto insurance agent for the amount you could save. 4- The length of time required will vary upon the type of course you choose to participate in. The traditional, classroom type classes run much the same way as a normal school. These will normally run a couple of hours for two or three weeks or they will be in session for on or two all day sessions. Online and correspondence courses are usually the type of course where you work at your own pace. 5- Cost may also be a concern when choosing which type of course to take. A traditional course is generally more expensive then the other types that are available. However, they do have the distinct advantage of a teacher and classmates to ask questions to and receive answers from. If cost is a prohibitive factor in joining a classroom course, then a correspondence or online course could be the answer. These courses are usually less expensive and have the advantage of being able to complete the work at your own pace. About the author: John Mancini has been writing about defensive driving online and offline for a long time. Visit http://best-driving-schools.infoor http://www.texas-defensive-driving-schools.netto read more about matters like defensive driving courses and Texas defensive driving schools. Circulated by Article Emporium

 

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12 Steps to Creating a Business Online

12 Steps to Creating a Business Online

by: Jim Edwards

(c) Jim Edwards - All Rights reserved http://www.thenetreporter.com ===================================== "E-commerce" A word pervading our society, making headlines around the world, and causing the stock market to rise and fall with startling ease. It seems every business news story centers on some technology company’s "DOT-com" or "DOT-bomb"! With all the positive and negative hoopla, business owners of any size company can throw up their hands and feel the "E" world has left them behind. Every business owner, salesperson, or professional asked one of two questions in the past year, either "Am I using e-commerce correctly?" or "How do I effectively get involved in e-commerce?" You can buy hundreds of books and pay thousands in consulting fees to analyze and debate the answer to the first question. To answer to the second question just follow these 12 steps. Step 1 - Buy a domain name (your own DOT com). Go to www.NetworkSolutions.com and research names. Can a customer easily spell and remember it? Step 2 - Write down your online goals and prepare a time and money budget. How soon do you want your e-commerce site up and running? How much will you spend? How many hours will you devote to the site and when? Step 3 - Surf the web to find other sites you like and dislike. Learn from others’ successes and mistakes by taking the best of what their sites offer and adapting it for your own use. Step 4 - Design your site on paper. Define elements, look, feel, colors etc. Step 5 - Hire a professional to set up the graphics and navigation, but with the intention of you or your staff maintaining the site’s day to day operations, communication and updates. Step 6 - Invest in a digital camera and web publishing software such as Microsoft Front Page or Adobe Acrobat to keep up with the site’s maintenance. Step 7 - Maintain, change, and update your site at least once a month. (The one exception to this rule are those one- page, sales letter websites. Once you have one of those that performs well and makes sales, don't change it!!) Step 8 - Promote your site at every opportunity. Tell people about it. Put your web address on your business cards and in all your ads. Some companies even advertise their web address when they put you on hold on the telephone. Step 9 - Give people a self-serving reason to visit your site. Coupon savings, discounts, special incentives, free information, and free newsletters represent excellent enticements for attracting visitors to your site. Step 10 - Concentrate on obtaining an email address from every customer and potential customer. Obtain permission to send periodic, value added malings to your database. Use a list server to organize and maintain your mailing list. Step 11 - Always look for and use the simplest solution or option. Whether adding a shopping cart, database or other option to your e-commerce operation, seek out and use the simplest answer for your needs. Step 12 - Become educated and stay current in the world of e-commerce. Learn the marketing and sales techniques of the online world. About the author: Jim Edwards is a syndicated newspaper columnist and the co-author of an amazing new ebook that will teach you how to use fr^e articles to quickly drive thousands of targeted visitors to your website or affiliate links... Simple "Traffic Machine" brings Thousands of NEW visitors to your website for weeks, even months... without spending a dime on advertising! ==> http://www.turnwordsintotraffic.com Circulated by Article Emporium

 

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Accident Compensation - Why Bother With A Claim?

Accident Compensation - Why Bother With A Claim?

by: Mumtaz Shah

Bothering with a compensation claim after an accident or injury is a wise decision. Many people don't bother thinking it's not necessary, however after several years of struggle it's too late to start over. People are injured everyday, some worse than others. After a serious injury, many people are so thankful that they're still alive and they fail to realise that the other party are responsible for their debilitation. Hit them where it's going to hurt them with an accident compensation claim! Many people brush off this fact and just want to get on with their life as it was, but soon find out that recovering is easier said than done. Unable to return to work, or even play with their kids in the back yard, the thought of filing a compensation claim becomes more and more plausible, and rightfully so. How Do I Make Those Responsible Pay? Simple enough, you file an injury compensation claim with a compensation solicitor, but it is always not so simple. Whether filing a claim against a business, insurance company or individual, you need someone who understands the details and is willing to go the extra mile to gain you the compensation you deserve. Those responsible will have solicitors on their side, working hard as well, so choosing a representative for you will be the most important decision in the initial stages and can make all the difference in the world for your final outcome. Is This Just About Money? If your solicitor is only interested in the bottom line, then you're in for a big surprise. It not just about money; it's about make those responsible, responsible. This may sound like an obvious statement, but it is very true. If there were parties or individuals whose negligence has caused you injury, then it is your absolute right to demand and receive full compensation for what you have been put through and an accident compensation claim is the way to do it. There are plenty of solicitors out there, promising the big bucks, but they don't understand their client's troubles, and it is these solicitors who can cost you your maximum compensation. A solicitor who truly cares and wants to ease the suffering for their clients will inevitably fight harder and win bigger payouts with better verdicts. Do You Deserve It? Many people are weary of filing an accident compensation claim because they don’t want to be though of as a 'gold digger' and see many of the solicitor's as 'ambulance chasers', but reality couldn't be further from the truth. The truth is that you are injured, your injury has left you many number of life-altering challenges, rehabilitation is costly and takes time, and you wouldn't be in this situation if it wasn't for someone else's stupidity. The question isn't 'why do I deserve compensation for this', but 'why don't you deserve compensation for this?' You've been seriously hurt by someone and you are somehow left alone in the cold to deal with it yourself. Many people find themselves in this situation, and choose to take the path of injustice and not get the compensation they deserve. Why??? Money Won't Change Everything But Can Help While a large compensation victory won't take away the pain you have felt, or somehow cure you of your debilitation, but can take away one of the biggest stresses in this time of need... The last thing an injured person needs to worry about throughout their recovery is money. Financial difficulties add enormous amounts of stress and can seriously undermine the recovery process. However, if known properly, you can place your compensation claim's financial stress on a personal injury solicitor. Any and all medical/physiotherapy bills, along with missed time at work and general mental anguish and family stress should not be on your shoulders alone to bear. After all, it's not your fault you're in this situation, so why should it be your responsibility to pay for it? Do the right thing, and get what you deserve. Make today, the day you take back your life. About the author: It's easy to proceed for an accident compensation claim and gain maximum results without the hassle, costs and confusion. Discover the 12 revolutions of injury claims at http://www.100percent-compensation.co.uk/articles/accident-compensation.html Circulated by Article Emporium

 

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Basketball: Becoming More and More Popular Worldwide

Basketball: Becoming More and More Popular Worldwide

by: Dylan Miles

On any given day, all around the world, people are playing basketball. Today, basketball rates as one of the all-time most popular sports worldwide. Basketball tournaments are played out between players of all age groups from little five and six year olds to adults of all ages and levels. Sports networks around the world, on any given day, will report on professional basketball tournaments around the world and broadcast local and international games. Basketball continues to grow in popularity, because it is a relatively cheap game to get into, can be played indoors and outdoors, in summer and winter, by girls or boys, men and women, anywhere in the world. When one thinks of basketball one normally associates it with the United States and the legendary Harlem Globetrotters. Americans have been playing basketball professionally since 1896, but today, there are up to 300 million people playing basketball all around the entire globe. In fact, these days, American basketball teams even recruit foreign players into their teams. According to Wikipedia.com, basketball didn't evolve from older more primitive versions of the game, but was invented by a man called Dr. James Naismith, in 1891, so that his college students could keep fit in the winter. In fact, that's how college basketball began! The game was initially played with a soccer ball. Then a brown ball was designed. The characteristic orange ball that we know today was designed in the late 1950s. From American college basketball to professional league, basketball first evolved into an international sport in 1932 and became an Olympic sport in 1936. Since then, its popularity worldwide has grown exponentially. This article is free for republishing

 

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A New Digital Camera Is 'Braun'

A New Digital Camera Is 'Braun'

by: Chris Thomas

The Braun D410 Digital Camera Pros A camera compact in shape and function – size of a packet of 20 cigarettes. Designed for simplicity in use and the ladies handbag with a neat case included 4MByte sensor – very respectable: and a three times optical zoom – a good lens. Simple to use and gives excellent results – prints of up to 10 x 8 inches are feasible on best settings Cons Only space for two AA batteries – but the case is small! – take some spares. Lacks an optical viewfinder, LCD display difficult to see on a sunny day. Flash is good up to 10 feet max – but then that is true of most on camera flashes The Braun D410 is a compact camera that comes compete with batteries and camera case – rare nowadays – and a set of leads for connection to your PC or to your TV. While this is a still picture and a movie camera, this review is more concerned about the still picture capability of the Braun D410. I was able to operate the camera from the box – but then I am a photographer. Reading the first few pages of the manual will get you going – and that will probably be all you require. As with all things electronic, there are many functions included, most of which you will never use. Indeed the camera manual – printed in 7 languages – is considerably larger and heavier than the camera – so leave it at home! Same applies to the CD Rom containing software for your PC. Inserting a 256Mbyte SD Memory card allows the camera to store in excess of 100 images at its highest resolution – 4Mega Pixels. This card can be used to transfer images to your PC or can be taken to a photo lab to get the images printed. The camera will take either Secure Digital or Multimedia memory cards – they are physically identical. The only difference is that the SD card has a small switch in its side to lock the contents of its memory. Take care when inserting batteries or cards. This is a small and delicate piece of equipment! The cards can be inserted the wrong way around – but the battery cover will not fit back into place! Switch on the Braun D410 camera by pressing the small button at the centre of the command dial at the top of the camera. The dial sets the mode of the camera – fully automatic or a range of options including landscapes, portraits, sport subjects (rapidly moving) and night photography. The controls are intuitive to operate starting with the upper toggle switch on the rear of the camera switching between wide angle and telephoto. The image you are focussing on is displayed on a small screen on the rear of the camera – there is no eye piece as such. Slight pressure on the picture taking button causes the camera to focus and calculate exposure – a full press causes the camera to take a picture – there is a small delay between pressing the button and taking the shot – so keep the camera still! Most users will use the fully automatic mode which involves no thinking or playing. The built in flash gun switches itself on as and when needed for individual groups or small portraits. Do not expect it to fill a hall though – this is a compact camera! The screen on the back of the camera is able to review images taken and stored in memory. Press the playback arrow button to go into review mode – press it again to go back to photograph mode. Use the lower toggle switch to step through the shots you have taken. Individual images can be deleted – and taken again – if required. I found the screen difficult to use on a very bright sunny day. A drawback of any small camera is that there is little room for the batteries. The Braun D410 accepts 2 AA size batteries. So take some spares with you as they soon run down should you be making use of the camera over a period. The motors for the telephoto lens, flash and other circuits drain the cells. I am not going to go through all of the options and control functions of the camera. The manual does that very well. So I would suggest that should you buy this camera you spend half an hour reading the manual and then put it to one side and take some photographs! The advantage of digital is that you are not exposing film – and you can delete the images you do not want to keep. The camera can take short bursts of video as well, but I am not going to describe that! In summary the Braun D410 is a very competent consumer camera which will delight the user in its simplicity and quality. Ideal for the ladies and their handbag. For more information on this product visit http://www.view-link.com/contact.html About The Author Christopher Thomas is a keen photographer and company director at Viewlink Ltd based in Amersham, Uk. The company focusses on digital photo developing for both amateur and commercial photographers as well as a wide range of photographic supplies. For more articles by Christopher Thomas please visit the company website at http://www.view-link.com. This article was posted on September 18, 2010

 

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A Diet Buddy Can Help You Lose Weight

A Diet Buddy Can Help You Lose Weight

by: Allison Preston

Are you looking for a diet plan that helps you lose weight, then you should look for the help of a diet buddy. A diet buddy is a friend or co worker who your partner with to help each other lose weight. Many fitness experts know that if you have to account for your actions to a friend and yourself you are much more likely to stick to it and successfully lose weight. Picking a diet buddy isn’t hard but it isn’t easy either. You need to find someone who you can trust and who is honest with you. You need someone who will tell you the two big Macs you had for dinner last night wasn’t a good choice, but won’t tear you apart either. You should find a person who has similar weight loss goals. If you want to lose 15 pounds and your buddy wants to lose 65 you aren’t that compatible. You should avoid choosing someone you live with if possible. The constant interaction and monitoring will make you feel like your every move is being watched. Instead try to choose a co worker or close friend to help you out. You should also choose a diet buddy who you will see regularly. A really great strategy is to meet at the gym every morning and go for breakfast afterward. This way you can compare and talk about what’s going on and how you are progressing. If breakfast doesn’t work lunch is another good alternative. If you have a regular lunch date it will be much easier for you to say no when the office goes for Buffalo wings and nachos every Friday. You and your diet buddy should set goals and rewards for each other. When you hit a weight goal go out and celebrate. Celebrate by shopping for a new outfit that shows off your weight loss, not by going out for a cheeseburger and milkshake. Remember you and your buddy are working together to help each other reach your goals you aren’t competing with each other. If you can shop for a new dress size or bathing suit don’t be smug about it to your diet buddy. Be supportive and help them, realize everyone’s body is different and some people take longer to lose weight. About the author: This article was written by Allison Preston who is the webmaster of http://www.Fitness-Web.com,a website with diet, health, fitness, and exercise articles and reviews of fitness infomercials. NOTE: You’re welcome to "reprint" this article online as long as it remains complete and unaltered (including the "about the author" info) Circulated by Article Emporium

 

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Benefits of Chair Yoga – Part 1

Benefits of Chair Yoga – Part 1

by: Paul M. Jerard Jr.

In comparison to many forms of exercise, the benefits of Chair Yoga far outweigh the risks. The therapeutic exercises work the body, from head to toes, to the best of any client’s ability. Therefore, the method used, addresses the whole body in a single routine. This is an amazing feat, for a low-impact exercise program, where the average session lasts 45 to 60 minutes. The following information will highlight some of the many benefits of regular participation in a Chair Yoga class. Increased circulation is a result of movement and every body part that can move is used in a typical Chair Yoga class. For many of us, we think of cardiovascular heath first, and this is right fully so, but Chair Yoga helps many other forms of circulation, within the body, as well. To sit still for days on end, we invite diseases of many kinds. Diabetics need movement to keep sugar levels in “tolerance zones.” Chair Yoga also has routines for the feet, toes, hands, and fingers, so there is no part of the body left out. Due to this whole body approach, the immune system is also stimulated by regularly attending Chair Yoga classes. The many movements, bending, and twisting, in a regular Chair Yoga session, stimulate the elimination of toxins, within the body. Every time you bend the waist in one direction or another, the stomach aids in digestion and the lower back is gently stimulated. Now, back to cardiovascular benefits - There seems to be a lot of confusion about what is classified as aerobic exercise. One of the definitions for aerobic exercise is: Any exercise that would increase circulatory and respiratory ability. When the heart and lungs have to work harder to keep up with the body's need for oxygen that is aerobic. In fact, gardening and housework are also aerobic exercise that most seniors routinely do. This is not to say that gardening and housework are complete health maintenance systems, but they do burn over 200 calories per hour, for the average person, and meet the aerobic definition. Much of this mentality stems from the “No pain – No gain” era. Most of the original advocates of this theory are now “nursing their own wounds” and practicing gentler forms of exercise. After all, none of us are immortal, and the body can only take so much abuse over time. May I remind anyone, who is left standing, from the No pain – No gain era, that walking is also classified as aerobic exercise. So, whether you walk or run a mile, aerobic benefits are gained and significant calories are burned. About the author: Paul Jerard, is a co-owner/director of Yoga teacher training at Aura Wellness Center. He has been a certified Master Yoga teacher since 1995. He is a master instructor of martial arts. He teaches Yoga, martial arts, and fitness to children, adults, and seniors. Recently he wrote: Is Running a Yoga Business Right for You? For Yoga students, who may be considering a new career as a Yoga teacher. http://www.yoga-teacher-training.org Circulated by Article Emporium

 

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Applying for a Business Loan

Applying for a Business Loan

by: Matt Bacak

Copyright 2010 The Powerful Promoter The process of applying for a business loan is a stringent one as compared to the standard procedures in obtaining a home mortgage loan or a personal loan. This is probably due to the fact that business loans contain a greater risk element as compared to other loans. Therefore, lenders need to exercise greater caution and emphasis when evaluating business loan applications in order to minimize their risk exposure. With that, lenders evaluate their applicants based on the information that are provided as well as their judgment of the viability and profitability of the business being financed. Thus, business loan applicants will be required to submit a loan proposal along with their applications with the purpose of creating a positive impression upon the lender. The first element of a loan proposal is an executive summary, providing short descriptions of the type of business and the industry, the purpose and usage of the loan, the proposed repayment conditions as well as the intended loan period. After that, the company information is provided, enriching the reader with the nature of the business, the location of the business, company history, the products or services provided, key differentiation factors of the company or the product, the general growth of the industry, competitive information, growth potential and target customers. It would help if you could include your company marketing strategy, detailed product information, historical information as well as projected growth plans for the company. Apart from that, if you plan to incorporate product or service extensions in the future, you should provide these descriptions within your loan proposal. If possible, geographical expansion plans will help in the proposal. The next area that needs to be showcased in the proposal would be the credentials and experience of each member of the management team. Impressive credentials will provide assurance to the lender that the company is managed by individuals who are responsible and capable. This is important as having the wrong people managing the company could be detrimental for the business. In any loan application, historical records are essential to be used in evaluating the performance of a company. As new companies do not yet have these records, the financial records of the owners will be used as the basis of evaluation. Income tax returns forms are also required by lenders. All of these records provided should be the latest copies less than 90 days old, with the exception of the income tax returns form. If the loan is applied for an existing company in active operations, company financial statements, including profit and loss accounts, balance sheets and the net worth reconciliation record should be included in the loan proposal. Again, all of this information should also be the latest and less than 90 days old. Additionally, a listing of accounts receivables and other short term and long term debt should be attached. On the other hand, if the loan application is submitted for a new business, a pro-forma balance sheet and profit and loss account should be provided. Apart from that, a cash flow projection for the upcoming year is drafted to indicate the possibility of recovering the debt. This also means that projected revenue, profits, costs incurred and expenditure should be listed out with definite explanations provided as well as a list of assumptions. If you possess assets that you wish to use as collateral for your loan, details for this should be provided to the lender as well. It is often common for lenders to request for dual sources of repayment in the event that one source is defaulted. This means that if the business owner defaults on his repayments, the collateral can be sold in order to recover debt. Finally, other documents normally required for a loan application would be items like the article of incorporation, lease agreements, partnership agreements, license, references, etc. As the list of required documentation, information and attachments differs between lenders, it is best to check with the individual lender on their specific information and documents required to be attached with the loan proposal. About the author: Matt Bacak, The Powerful Promoter and Entrepreneur Magazine e-Biz radio show host, became a "##1 Best Selling Author" in just a few short hours. He has helped a number of clients target his specialty, opt-in email direct marketing systems. The Powerful Promoter is not only a sought-after internet marketer but has also marketed for some of the world's top experts whose reputations would shrivel if their followers ever found out someone else coached them on their online marketing strategies. For more information, visit Bacak's site at http://www.powerfulpromoter.comor sign up for his Powerful Promoting Tips at http://www.promotingtips.com Circulated by Article Emporium

 

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10 Reasons to Use Online Dating Sites

10 Reasons to Use Online Dating Sites

by: Roy Barker

There are many more reasons than just ten that I would like to mention, but in this article I have focussed on the primary ten reasons why I believe on-line dating is here to stay. It is now understood that the industry has even further to grow as more and more service suppliers in this segment realize the many niches yet to be serviced and explored. If you are concerned about your time, privacy or safety, while using On-line Dating, then this is a 'must read'. 1.Most people are pretty busy these days. You can imagine how many times you would have to go out and socialize before finding the right partner. Then consider how much you end up spending week after week. You may meet the right person the first time you go out, but you and I know that this is highly unlikely. This procedure more often than not ends up in a lot of wasted time and a lot of wasted money too. However, dating sites(in general) cost nothing to register and or search. 2.Dating sites (the good ones) are in the main, free to join. Only costing you money when you have linked up with someone and intend on meeting with them or communicating further. This is a great feature because it means you will be aware of the basic geography, the hobbies, nuances, hobbies, and other interests before you meet. This is so much less time consuming than dating different people over and over before you find that 'right' person or even just the essential pieces of information. 3.From time to time you can also place advertisements on these sites which stimulates response and gives you a wider field to choose from. 4.You can remain anonymous (recommended) and protect your identity until you're ready and comfortable enough to disclose who you reallly are. If you decide the other person is not for you, you can easily and tactfully end communication without any animosity or even further contact. 5.Some people moving to a new location like to establish relationships and friend before they arrive at their new abode, allowing settling in to be that much easier. This is very often relevant to single parents. There are sites out there that are specific to single parents dating which make the job of meeting that much easier. 6.You may be having difficulty meeting people of the same faith or religion. In this case, there are niche dating sites that service this need in almost every major religion or faith. 7.Equally important is the need to service alternative dating requirements for those who seek pursuits outside the mainstream world of dating. There are many sites to choose from in this category to a point where choosing a good alternative dating service can become confusing and almost frustrating. Look for a Dating Site Review Service to assist you with this. Most of these service sites will have carried out some reviews in addition to weeding out the good from the not so good. If you don't find a particular site on a dating site review service it usually means the owners were uncomfortable with the site and will not include it in their pages or they haven't got around to reviewing it as yet - If the latter is the case, send them an email asking them to review that particular site. Most will follow through and you will find a review in as little as a few days in some cases. If it does not turn up on their pages, there could be something wrong with it. 8.Adult dating also falls into the above category due to its large following. Fortunately, the same solution applies. Just find a dating site review service that has done the 'hard yards' on your behalf and click away. The good review sites are free and will guide you to the better service suppliers. 9.On the subject of Dating Site Review Services, some of them supply newsletters which keep you informed and up to date on new services, promotions (ie.Romance Tours, Dating Events and Speed Dating etc.) and of course other exciting freebies. It is always worth subscribing because you can always unsubscribe if you want to. Just make sure they mention that in their 'sign up box'. Some independent sites have their own newsletters but common sense tells you that you are more likely to receive a more diverse range of information and promotions from the Dating Site Review Service than from just one independent dating site. This occurs because they will screen a whole swag of offers from a host of sites rather than just one before they onsend them to you. 10.Another cool free service from responsible dating sites and review services are the articles which frequently guide you in the right direction with dating trends and tips for successful dating and romance. I hope this article has opened you eyes to just a few of the many benefits and features that can be obtained when using dating sites to help you. Enjoy! About the author: Publisher & Author: Roy Barker. Roys expertise comes from a lengthy career in the counselling, human resources and corporate arena. Roy has a Dating Site Review Service at http://www.datingxlence.com Circulated by Article Emporium

 

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10 Reasons to Adopt Data Visualization

10 Reasons to Adopt Data Visualization

by: Joe Miller

1. Bar Charts There is more to bar charts than meets the eye with data visualization. Bar charts is just one example of many visual tools which can be used to convey information in the most effective way. Bar charts, bar graphs, pie charts, or other charts and graphs are one of the most common methods of displaying information of various kinds. Everyone from children to adults use them in school, study, and business. Data visualization works with bar charts to create informational displays to reach virtually any kind of audience. 2. Interactive Map In addition to bar charts, other informational tools become interactive with data visualization. An interactive map allows information to be displayed on various levels by clicking on the part of the map about which one may want more information. This is called “drilling down.” The interactive map is a method of data visualization used by many business, government, and community programs. Many airlines proved an interactive map of the plane interior so that travelers can choose their own seating. Many governments or communities create interactive maps of their countries, states, and cities. To learn more about a specific area, all on has to do is click on it. Information interacts with a user’s needs. 3. Reporting Tool This article has already covered examples of how data visualization conveys information to various types of users for travel or education, but data visualization can also be used as a reporting tool. Imagine making a presentation for school or business come alive with an interactive map or bar charts. Information is presented in a helpful and meaningful way, often simplifying complex levels of information to become digestible to those to whom the presentation is given. 4. Convert HTML to PDF A presentation is one thing, a handout or file copy is another. By far, one of the biggest challenges with data visualization in the past has been printing HTML information without getting it cut off on one of the margins. In the past HTML format did not automatically format itself for computer printout. Data visualization software can create PDF images of HTML displays for others to follow during the presentation or to file after. 5. Data Mapping Research, geographical data, and other information can be effectively conveyed using data mapping. Data visualization provides a method for mapping data in a simple display, assisting the presenter in his or her ability to make important data understandable. 6. Business Mapping Sometimes data mapping involves visual diagrams of business departments. Data visualization helps with business mapping. One example of business mapping is the creation of a department map for the shipping department of a business. Real-time information is available for inventory management and location, including inbound and outbound shipping information. Everything going on in the warehouse is visualized on a computer screen. 7. Executive Dashboard Though information can be compiled into state of the art data visualization, the information still needs to be managed somehow. Data visualization would be incomplete without an executive dashboard with which executives can customize and manage all data visualization displays and reports. 8. Flash Graphs Using flash technology, information can also be displayed in a state of the art format. Dashboards and data visualization displays are unencumbered by too much information all smattered on the charts and graphs. Flash chart, flash graphs, and flash maps display only what one needs when one needs it by responding to a mouse or cursor moving over it. As the mouse finds its target, information and options are immediately displayed. Web site are presented in a tidy and manageable way. 9..Net Technology .Net technology, including .net graphs, .net charts, and .net maps is internet technology interfacing other pages on the internet with anchored text on a report or other data visualization display. In addition to .net, perl graphs, perl charts, and perl maps, as well as coldfusion charts, coldfusion graphs, and coldfusion maps, are useful tools employed as part of data visualization. These technologies can also be used in .net PDF attachments. 10. 508 Compliance Data visualization has also made itself accessible to those with disabilities complying with section 508 which requires government and public information to be viewable by those with disabilities. Data visualization is still capable of catering to the needs of its users. Business, communities, and educational programs throughout the country are adopting data visualization to serve the need of the Information Age. Information is now available at a new level of simplicity, even at the most detailed and complex levels. About the author: Joe Miller is an author of informational articles and online advertisements on business software. More Data Visualization information is available at Corda.com. Circulated by Article Emporium

 

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5 Considerations To Computing Your Car Insurance Premiums

5 Considerations To Computing Your Car Insurance Premiums

by: Justin Koh

Have you ever wonder why car insurance costs vary from one car insurance company to the other? This is due to the different type of computation factors that car insurance companies use to derive the car insurance cost. Based on the answers that you replied to the car insurance company, they will add or discount the cost before arriving at a final price for your car insurance. Thus, it is important for you to shop around first before you commit yourself to a particular car insurance company as different companies take a different view of the various high risk factors. We will look at some of the factors that car insurance companies take into considerations. 1. Having a clean driving record. Without a doubt, car insurance cost would increase if you have been convicted of a driving conviction. Thus, it pays to be a safe driver so that unnecessary costs won't be incurred. 2. Adding additional drivers to the policy By adding additional drivers to the policy, extra premiums will be added. Thus, do not add in drivers into the policy just because you think that this person might be using the car in the future. Consider carefully whether it is necessary to add this person into the policy. 3. The age and gender of the driver If the driver is under the age of 25 the rate will mostly likely be fairly high. This is due to the lack of driving experience. Usually, you will need to have over three years driving to be quoted a lower rate. Also, a single male driver rates higher than a single female. This is because males are rated as a higher risk to car insurance companies. 4. Your credit report history. Most car insurance companies take into account of your credit history. Paying your bills on time and maintaining a good credit history will allow you to enjoy lower car insurance cost. 5. Anti-theft alarm Fix up an electronic central locking and alarm on your car. Discount could be given by insurance companies when you have anti-theft devices install in your car. About the author: Justin Koh is the original contributor of this article for http://www.carinsurancecentral.info You have permission to publish this article electronically or in print, free of charge, as long as the bylines are included. A courtesy copy of your publication would be appreciated. Circulated by Article Emporium

 

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7 Steps To Effectively Take Control Of Your Inbox And Reduce Spam

7 Steps To Effectively Take Control Of Your Inbox And Reduce Spam

by: Balraj Dhaliwal

Everbody hates spam! I am sure spammers hate getting spam too, but they still continue to dish it out. Why? Because it is still effective. Believe it or not, many of us still click on the links or follow-up with the spam message. As long as we continue to do this, spam will exist. If everybody understood this and paid no attention to spam, the spammers will eventually give up because it costs them realy money to send out emails. It is hard to quantify what the cost of sending out one, two or fifty emails is, but 1 million or 5 million emails certainly has a cost that is not negligible. When the payback starts to get so small that the spammers cannot make a decent living, they will find something else to do. This day will come and I cannot wait for it to arrive. In the meantime, what can we do about it. Well, I am not going to tell you that there is a perfect solution that will stop all spam, but what I will tell you is that there is a way to reduce the problem and manage it effectively using the 7 steps outlined below. Step #1: Get Your Own Domain Name Fighting spam effectively starts with getting your own domain name. For example if your name is Andy Williams, you would purchase a domain name called andywilliams.com, which is of course already owned by the famous singer. This has some unique advantages over using an ISP given domain name or a webmail service such as Hotmail or Gmail. It also has some minor disadvantages. Let's examine these. One major advantage is that you control the entire email address. You could create emails addresses like andy@andywilliams.com, info@andywilliams.com, sales@andywilliams.com and so on. This is in stark contract to an ISP assigned name like andywilliams@comcast.net. If you wanted another one, you'd have to open up another account or pay extra for each additional ISP assigned address. If you ever decided to switch ISP's, you would lose that email address and have to start over using a new one, and inform everyone you communicated with about it - a very messy proposition. Many get around this problem by getting a Hotmail, Yahoo Mail or Gmail account which you can access from anywhere as long as you have internet access. These types of email accounts definitely have a place in your email toolchest, but do not suffice as your primary personal email address. One reason is that you do not have access to your email messages and address books when you are not online, like during a long flight. Anotehr drawback is that they do not allow you to export the online address books making portability very tedious. I prefer owning my own domain name which I call my permanent email address. I will always have this email address as long as I renew this domain name every year. The cost of registering a domain name varies from $4 to $8 per year for most common ones. This is a small price to pay for the advantages it brings you. The one minor disadvantage of owning your own domain name is that you need to manage it yourself, or have someone do it for you. This in my opinion is far outweighed by the advantages mentioned above. Step #2: Create Private Email Adresses A private email address is one that nobody but your inner circle knows about. Every person that you give your personal email address to is someone that you trust and want to receive email from. Setup one private email address for every person who is going to need to receive messages. This could be you and 5 other members of your family or 12 employees that work for you. This part is quite straightforward, you simply login to your email control panel and create new accounts for each email address that is going to be used to receive email. Step #3: Create Public Email Addresses As Aliases A public email address is generally known to the public. It can be specific like andyw@andywilliams.com or generic like receptionist@andywilliams.com. A public email address is created as an email alias. An email alias is not a real email address, but an address that gets redirected to a real email address. For example, you setup receptionist@andywilliams.com as an alias that redirects to mary@andywilliams.com. Whenever some sends an email to receptionist@andywilliams.com, it will end up in Mary's inbox. If you change receptionists, you simple modify the redirect for a very elegant solution. You can then publish this public email address on a website, in a brochure, on print advertising, business cards etc. without giving away your personal email address and without having to make much changes if Mary leaves and a new receptionist is hired. This is a huge benefit and maintains your privacy as well as those of others you have created email adresses for. How does this help with spam, you ask? By using email aliases in a smart fashion, you could very easily shut down any spam that starts coming in. Let's examine how this can be done. Step #4: Setup the Default or Catch-all Email Address Your email control panel will have something called a "default address" or it is also sometimes called a "catch-all address". This is a valid email address that all unresolved emails go to. If you set this up to be your personal email address for example, then you will receive all emails that are addressed to "anything"@andywilliams.com, this includes sales@andywilliams.com, joe@andywilliams.com, andrew@andywilliams.com etc. Herein lies the secret to combat spam. Step #5: Create Specific Named Public Email Addresses As And When Required When you are forced to register on a website where you want to get some information from, you are usually asked for a valid email address. Well guess what, you now have an unlimited supply of valid email adresses. I usually use a specific format when registering at websites - it is "websitename"@andywilliams.com. So if I am registering at a website called www.get-rich-quick.com, I would use the address get-rich-quick@andywilliams.com as my valid email address. When the site sends me an email, it gets redirected to my personal email or whatever the default or catch-all address is. Step #6: Send Spam Back To Where It Came From, If Possible Here comes the real bonus, if you subsequently start receiving spam addressed to none other than get-rich-quick@andywilliams.com, you simple create an email alias for get-rich-quick@andywilliams.com and redirect the email back to exactly where it came from, for example georg-bush@get-rick-quick.com. You will then never get another email from anyone using that email address ever again. This is cool and is my favourite part. Bear in mind that spammers usually send email from an address that is not their own, so if you see an address like noreply@get-rick-quick.com, then you would redirect it somewhere else, for example a Hotmail address that you setup just for redirection purposes. Please exercise some discretion here because spammers often use the email addresses of real people and we don't want these innocent people getting redirected email. Step #7: Be Diligent In The Ongoing Management Of Your Domain If you do this diligently for each website where you register by identifying the website name, you will very quickly know which websites are selling email addresses and which ones honor their promise not to share your information. ALl this while, nobody by your personal inner circle knows your private email address. A real-life example in my case: I use a specific email alias for my Paypal account which nobody but Paypal knows. I have never ever received spam on this address, but I have received hundreds of spam messages on other email aliases that I have created. All of these emails supposedly come from Paypal and address me as "Dear Valued Paypal Member" or something similar, warning me that my account is going to be closed or suspended unless I click on their link and update my credit card information. I hope that I have given you some food for thought on how to manage the ever growing spam problem by protecting yourself by taking some initiative and getting your own domain name. The added benefit is that you now have a permanent email address no matter where you choose to live or which ISP you use to connect to the internet. There are many other ways to fight spam which I will perhaps address future articles. About the author: Balraj Dhaliwal is an Internet Consultant for BSD Register. He helps customers with whatever they need to achieve their goals. BSD Register is well respected and liked by its customers because of its no nonsense simple approach to getting things done. Visit BSD Register at http://www.BSDRegister.com Circulated by Article Emporium

 

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Abused Spouses: How Divorce May Affect Your Green Card Chances

Abused Spouses: How Divorce May Affect Your Green Card Chances

by: Heather L. Poole, Esq.

The Violence Against Women Act (VAWA), passed into law in 1994 and amended in 2001, provides hope for immigrant abuse survivors. Under U.S. immigration law, immigrants may obtain a green card ("U.S. permanent residence”) by marrying a U.S. citizen (USC). The USC must, however under the normal course, petition U.S. Citizenship & Immigration Services (CIS, formerly known as “INS”) for an immigrant visa and a green card application for his/her immigrant spouse based on the marriage. But this process is not always easy on the immigrant – in many instances, it provides one of the most abusive ways a sponsoring spouse can exercise control over the immigrant, by holding the immigrant's tentative immigration status over her. This is where VAWA helps. Abused immigrants who are married to a U.S. citizen or Lawful Permanent Residents may now petition on their own for an immigrant visa and green card application, without the abuser's knowledge or consent. However, one of the recurring problems and questions that come up in these abused spouse cases is what happens to the immigrant’s chances for a green card if the abuser goes through on his threat and files for divorce? Similarly, how is her green card chances affected if the immigrant files for divorce, herself? Filing for relief under VAWA may still be possible even if divorce proceedings have begun or even if the divorce is final. A divorced immigrant who was subject to extreme cruelty from his or her legal permanent resident or U.S. citizen spouse may apply for an immigrant visa as an abused spouse (eventually leading to a green card) if the petition is filed with CIS (INS) within 2 years following any final divorce decree. Thus, if the immigrant is already divorced, s/he can still file for VAWA protection, but only if the divorce is 2 years old or less at the time it is filed and can prove that the abuse was related to the reason for or was the reason for the divorce, itself. The divorced immigrant must still prove the basis elements of a VAWA self-petition including having a real marriage (i.e., not a marriage entered into for immigration purposes) as well as prove that s/he lived with the abuser when they were married at some point. This provision allowing for divorce immigrants to file applies to all cases that were still being decided by CIS or filed on or after October 28, 2000. There are exceptions to this date, however, so an immigrant in this situation should contact an immigration attorney who regularly deals with VAWA (Violence Against Women cases) to determine if she is eligible to file for immigration protection under VAWA. If an abused immigrant spouse chooses to not file a VAWA-based immigrant visa petition and chooses to rely on her spouse to sponsor her, if the spouse fails to sponsor her or the case the spouse filed is not approved by the time the divorce is final, that case will be denied and the immigrant will have to start over with either a VAWA-based immigrant visa (if eligible) or some other potential immigrant visa or will be stuck without the means to obtain a green card. If an immigrant believes that her spouse is going to file for divorce or has already filed for a divorce and has a case based on her spouse's sponsorship currently being decided by INS (CIS), there may be a way to save the green card (adjustment of status) application that is attached to her spouse's immigrant visa filing and file for VAWA immigrant visa to protect herself from her spouse’s threats, and retain her work card and travel authorization instead of having to start all over again with a new green card application. About the author: Attorney Heather L. Poole practices family-based U.S. immigration law in Pasadena, California. She is a published immigration author and supervises abuse-based immigration cases at the Los Angeles Commission on Assaults Against Women. She is an active resource to the “Violence Against Women experts” list of the National Lawyers Guild, the National Network to End Violence Against Immigrant Women, and the National Domestic Violence Hotline. She can be reached at 626.432.4550 or heather@humanrightsattorney.com For more information on the options available to abused immigrants, access www.humanrightsattorney.com Circulated by Article Emporium

 

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5 Tips For More Swimming Pool Fun

5 Tips For More Swimming Pool Fun

by: Bill McCourt

Swimming is a wonderful exercise that can benefit anyone. If you're not fortunate enough to have your own pool, you can use your local public swimming pool, or even swim in the sea if you're reasonably close to the coast. Whatever way you do it, try to get wet often; it's good for you and lots of fun too! 1. Keep moderation in mind when you go in the pool. Begin with short period of 10 to 20 minutes. You can increase this when you gain in stamina. And don't try all the hardest strokes at first. Build up to it gently. 2. Use a quality filter for your pool. Trying to save here will only result in constant maintenance costs. It will also mean swimming in a pool that is always dirty. 3. Repair any tear in your swimming pool liner as soon as possible. If the tear is three inches or less it should repair easily. If it is larger you may have to replace the entire liner. 4. Don't allow children (or adults) to run near the pool. Running and diving into a pool is asking for trouble. Accidents can easily happen on slippery surfaces, so play safe always. 5. If you find that all your pool toy, chemicals and cleaners are becoming unmanageable, find someplace to store them. A shed or pool house near the pool is ideal. However, be careful not to store chemicals that may react with each other close together. Also make sure the room is well ventilated. Hand mitts, paddles, swim fins, and kickboards are all ways to make your swimming more fun and challenging to provide better exercise. These days you can even swim to music by using a specially designed radio that fits into a waterproof bag. So don't just lounge around the pool all day. Use it as it is intended to be used - swim and enjoy life! About the author: Bill McCourt is a fitness expert with a lifelong love of swimming. He lives in southern California with his young family where he works and maintains his website on pool supplies: http://www.qualitypoolproducts.com/ Circulated by Article Emporium

 

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